Ridesharing services like Lyft have revolutionized transportation, offering convenience and accessibility. However, accidents can still happen, and when they do, the process of recovering damages can be confusing. Whether you’re a passenger, a driver, or even another motorist involved in an accident with a Lyft vehicle, understanding your rights and the steps to take is crucial for securing the compensation you deserve.
The legal team at Unidos Legales is here to help you navigate the process and ensure you receive the full compensation you’re entitled to
Understanding Lyft’s Insurance Coverage
One of the first things to understand is how Lyft’s insurance coverage works. Lyft provides different levels of coverage depending on the driver’s status at the time of the accident:
- Driver Not Logged into the App: If the driver is not logged into the Lyft app when the accident occurs, Lyft’s insurance does not apply. The driver’s personal auto insurance would be the primary coverage.
- Driver Logged into the App but No Passenger: When a driver is logged into the app and waiting for a ride request, Lyft provides limited liability coverage. This typically includes $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
- Driver En Route to Pick Up or Carrying a Passenger: Once the driver has accepted a ride request or is transporting a passenger, Lyft’s $1 million liability coverage kicks in. This coverage also includes uninsured/underinsured motorist coverage and contingent comprehensive and collision coverage.
Steps To Take After A Lyft Accident
If you’re involved in an accident with a Lyft vehicle, whether as a passenger, driver, or third party, there are specific steps you should take to protect your rights and strengthen your case for recovering damages.
- Ensure Safety and Seek Medical Attention
Your safety is the top priority. If anyone is injured, call emergency services immediately. Even if you don’t feel hurt, it’s advisable to get checked out by a medical professional, as some injuries, like whiplash or internal trauma, may not be immediately apparent.
- Document the Accident
Collect as much evidence as possible at the scene. This includes taking photos of the vehicles involved, the accident site, and any visible injuries. Also, gather contact information from witnesses and request a copy of the police report. This documentation will be crucial when filing a claim.
- Report the Accident to Lyft
If you’re a passenger, report the accident through the Lyft app. This notifies Lyft of the incident and initiates their internal process. If you’re a driver, you should also notify your personal insurance company as well as Lyft.
- Consult with a Legal Professional
Navigating the complexities of insurance claims, especially involving a large company like Lyft, can be challenging. Consulting with a Abogado para accidentes en Lyft Simi Valley, CA who specializes in rideshare accidents can help you understand your rights and the best course of action. Recovering damages after a Lyft accident requires understanding the specific insurance coverage involved and taking the appropriate steps to document the accident and seek legal advice.